I recently applied for an auto loan and tommorow I get to find out the terms/conditions of my approval. Once I know for sure that I am approved and everything goes through, I'm thinking about freezing my credit file for a while and just make sure I pay my auto loan payment on time.
1. Will freezing my credit reports affect my score?
2. Will it keep "soft inquiries" from appearing on my report?
I just don't like the fact that these companies like banks and such are snooping in my file on a monthly basis.
1. Will freezing my credit reports affect my score?
2. Will it keep "soft inquiries" from appearing on my report?
I just don't like the fact that these companies like banks and such are snooping in my file on a monthly basis.
