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    Help with loan company

    Hey guys

    Well It's been a over a year since bankruptcy and I was able to get a small loan from American general. This is my problem and I hope It won't be a problem.

    They asked if i had any collateral to put up, I had a 99 Saturn valued at 1300.00. I got the loan in April and have been paying ahead off time since i got it. The bad part, I got hit hard and I'm not at fault BUT In PA there some loophole that says a driver is not responsible for any other accident related to swerving around somebody and causing another one (hitting me).

    The insurance company is using the this to not to help me out. The damage is more that the car is worth. If they don't do anything and i have to junk the car What Do i tell American General?

    This is one of those very unique cases. Obviously i did not have full coverage on a 1300.00 car. But I should be getting paid to get a new car.

    IS American general going to say anything since my loan is payed ahead or will they call in my loan? I owe about 1300 on my loan that was for 1900 in total with interest.

    this Is not right what this insurance company is doing to me. The guy hit me and i deserve something for my loss. There good for nothing.

    Any help is appreciated. I'm very nervous since e this is my first loan after chapter7.

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