Should I get a secured card before discharge?

[mekia2001]

We haven't even had our 341 yet(scheduled 9/13/2010) but I wanted to start getting our credit together ASAP. I applied for a Cap1 secured card and was approved, I have until 11/24/2010 to send in the deposit. Should I do it?

My thought process is this: I am not BK'ing and Cap1 cards and I am afraid that after the Bk shows on our reports it may be a while before we can get credit. So if I send in these deposits will it affect anything? I was going to wait until after our 341 and maybe even our discharge to send in the deposits.

[Nicollette]

My thought process is this: I am not BK'ing and Cap1 cards and I am afraid that after the Bk shows on our reports it may be a while before we can get credit.

My BK showed up on my credit report a week or 2 after I filed.

[mekia2001]

The Bk is already showing up

I just checked my Equifax report and the Bk is showing up already so perhaps I will be ok. I am still going to wait until after our 341 to send in our deposits.