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Anyone think this is strange?

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    Anyone think this is strange?

    My discharge occurred on 7/27. My scores prior to discharge were in the high 300s. My credit report was a complete disaster, 10 credit cards with balances 60 and 90 days late, collections, late student loans, the works.

    I just ran my credit today and I'm at 622 (Experian) 634 (Transunion) and 660 (Equifax). I reviewed the reports and all accounts are "included in bankruptcy". I didn't see any errors which was nice.

    Is it normal to see such a dramatic rebound in the scores?

    #2
    I never looked up our credit scores before the bankruptcy, but just a few months after filing for Chapter 13, our scores were already almost 650. But we only had one card that was 30 days late and the rest were current prior to filing. I don't know if that helped. Do you know anything about how accounts should be reported post filing? I am having a hard time figuring all this out on my own. My hubby is deployed to Afghanistan and I am desperately trying to get our credit report cleaned up before he gets home in November.

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