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Vehicle loan not listed on credit reports

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    Vehicle loan not listed on credit reports

    I am thinking ahead here, have not even filed yet. I have a loan on a vehicle, that does not show up on our credit reports. Not sure why. Is this something I should look into further now? I will be keeping and paying it off after I file. my thoughts are this: If I get it onto my credit report later, it will help me with rebuilding my credit. Any truth in this?
    Thanks

    #2
    Any thoughts on this? I did find out from Ford Credit, that it is not on there because it is a business purchase. I do have to claim it for our BK7 though according to the lawyer, because it is titled in our names.

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      #3
      You can't get business debt on your personal credit report... unless you mess up, and then they report the lates.
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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