Questions about credit report wording

[ForTheBest]

I filed CH 7 last August and was discharged in January. I'm looking at my Equifax credit report for the first time right now and am a bit confused. Hoping someone can answer a couple questions for me.

1) In the "Current Status" section of each of my credit card accounts it says "Included in Bankruptcy". In the "Comments" section, however, most say "Bankruptcy chapter 7, Account closed by credit grantor," while a few say "Bankruptcy chapter 7, Bankruptcy discharged." Does the wording in the Comments section matter?? (None of my accounts were closed by the grantors prior to filing.)

2) I did a ride through on my vehicle but that account is showing as open and "Pays as agreed". "Date Reported" shows last month, with a balance listed that was correct at that time. Also, in the "81-month Payment History" section, it shows pays as agreed for each month since I got the loan in 2008.

It was my understanding that a ride through would show as closed and IIB, so I'm surprised to see it showing as open. Will it likely remain listed that way? (Again, I've been discharged since January.) If so, that's a good thing, right??

Thanks in advance for your help!

[HHM]

1. The slight differences in wording don't matter, sounds like everything is being reported properly.

2. Count your blessings. If you were discharged in Jan., and the car loan is still reporting like that, it will likely stay that way, BUT, they could change it at any time.

[ForTheBest]

Thank you very much for your reply. I'm definitely counting my blessings. I just checked Experian and TransUnion as well and the loan is showing as open on those reports also. So, for today at least, I'm very happy and relieved.

Just curious... has anyone else reading this been in this situation (a ride through reporting as open 6 months after discharge)? If so, did your loan continue to report that way indefinitely or did the lender eventually change it?