Reporting Bk on closed account?

[Elf4U]

i got an email from my credit monitoring.
saying that gemb/sema is showing as bankruptcy.
this account has been closed 1 year before filing bankruptcy.
can they do this?

also when you try to sue for reporting wrong information.
do you sue the credit bureau? or the creditor?

thanks

[HHM]

You are a little early to think about suing, you have several steps you need to take before you have the right to sue, but to answer your question, you sue both.

What you first need to do is dispute the entry with the credit bureau, that may be all you need to do.