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GEMB updating BK monthly

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    GEMB updating BK monthly

    BK closed Sept. 2009

    GEMB is reporting DW's BK monthly for almost a year now. The normal information is correct, but the act of updating her account with a negative entry monthly is absolutely killing her FICO.

    Can anything be done about this?

    Thanks
    Filed 5/27/09
    341 7/2/09
    341 held
    Discharge and closed 9/4/09

    #2
    They were doing that to me on a Men's Wearhouse card I discharged in BK, they also took two cards (Ford Maintenance and Carte Credit) they had closed before I filed and made them IIB, with monthly reports as well. I called them and complained, referred to credit reports pulled the month before filing to prove they had closed the two accounts before filing. They returned the two closed accounts to "paid as agreed, closed by credit grantor" status and stopped the monthly reporting.

    I'm still working on getting the CRAs to remove updates beyond the discharge date of IIB TLs. My lawyer says he may sue for me.
    Chapter 7 Filed 8/11/2009, Discharged 11/23/2009

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