Ok. I am confused. My HSBC Best Buy acct included in my bankruptcy finally started to report as IIB $0. Today I get an alert from ScoreWatch that there is a new entry on my report. It shows Beneficial National Bank. Same acct # as the Best Buy plus now it is showing a balance and IIB. Are they allowed to do this? Are they upset that they had to report correctly? I've never heard of Beneficial National Bank. If anyone can add insite I would appreciate it. Does it matter that we are not yet discharged?
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Status:
State-Michigan (Western District)
10/07/05 -- Chapter 7 filed :blink: DONE
11/17/05 -- 341 Meeting :unsure: adjourned
12/15/05 -- resheduled:cry: DONE
01/16/06 -- Deadline for objections :unsure:
01/25/06 -- Discharged, awaiting closing:yahoo:
03/01/06 -- Closed:yahoo: :clapping: -
I found this on the Best Buy website when I clicked a link about Credit:
"Financing Info:
Subject to credit approval on Best Buy consumer credit card by HSBC Bank Nevada, N.A. Min. finance charge = $2. Certain rules apply to the allocation of payments and Finance Charges on your promotional purchase if you make more than one purchase on your credit card. Call 1-888-367-4310 or review your cardholder agreement for info."
Evidently, HSBC is the backer for the Best Buy CC.
Then if you go to the Beneficial National Bank website:
https://www.beneficial.com/learn/HomeNewUser.jstFiled Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen... -
<cough> bullshit <cough>Comment
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kam, ROFLMAO lol!Im not an attorney or a trustee. You cant trust me either though!
[x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
[x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
[x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
[x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!
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LOL
I second Kam <cough> bullshit <cough>Comment
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wait, was that a hairball ?Im not an attorney or a trustee. You cant trust me either though!
[x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
[x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
[x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
[x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!
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No fur licking going on here to cause hair balls. Hair balls..... now that is an interesting term
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