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    credit reports.............

    Hi all,
    How long after d/c should I expect to see my creditors as IIB on my credit report. I'm trying to start the cleanup process now but I don't want 2 jump the gun!

    Thanks in advance!
    Filed Chapter 7 2-28-10
    341 meeting 4-1-10
    Discharged 6-2-10

    #2
    I would wait about 45 days before pulling reports.
    Filed 5/29/09
    Discharged 9/14/09

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      #3
      I started before my bankruptcy was discharged. Most tradelines said IIB or BK petition. Experian changed all of them without issue as did Transunion. Now Equifax, well, I am having more issues with them...

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        #4
        I started doing it a few days after I was discharged... my discharge showed up on my reports about 5 days after the discharge date and then I started cleaning up right away. Most of the accounts that were going to list correctly did so in the first few weeks. The rest I had to fix.
        BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
        Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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