We are 7 mos. post discharge and our scores are still in the 500's We have done a lot of CR cleanup, but TU seems to be one that is a real PITA because they refuse to show $0 balance (and instead leave it blank) and all of our IIB are marked "Unrated"
We have two low limit CC's (Cap1 & Best Buy) and an auto loan (all received within the last 3 mos. or so). We have used the Cap1 card for a small amount so we can get a CL increase that they offered us (after making 3 payments), but have not touched the BB card.
I guess I had hoped to see our scores rebound a little quicker than they are But then again, our scores were tanked before filing because we had not paid on anything in about a year.
Just curious where everyone else stands as far as scores go. Please put your discharge date and if the scores are FICO or FAKO
We have two low limit CC's (Cap1 & Best Buy) and an auto loan (all received within the last 3 mos. or so). We have used the Cap1 card for a small amount so we can get a CL increase that they offered us (after making 3 payments), but have not touched the BB card.
I guess I had hoped to see our scores rebound a little quicker than they are But then again, our scores were tanked before filing because we had not paid on anything in about a year.
Just curious where everyone else stands as far as scores go. Please put your discharge date and if the scores are FICO or FAKO
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