How long to show up?

[neorecon]

Our BK discharged at the begining of the month. Our CR's already show everything and I'm in about the 665 range across all three bureaus.

My question is we reaffirmed our two automobiles during the BK yet they are reporting IIB on our CR. How much time should I give them to start reporting again before I start calling? 30, 60, or 90 days?

We're planning to pay them both off soon, but wanted to keep our 5yr good payment history in tact instead of the IIB stuff.

Thoughts?

Thanks.

[BobMango]

I'd call now. My reaffirmed vehicle loan was reporting as reaffirmed, pays on time, never late, before discharge.

[neorecon]

Who should I call though? Lender or the Credit Bureaus? Wasn't sure on that one.

[BobMango]

I'd start with the lender. The credit bureau is probably only reflecting what they are getting from the lender.