Was approved for the Target Card today!

[Intoodeep80]

In August 2009, I applied for the Target card and was declined... figured it was because I was so close to the date from my discharge (which was April 17, 2009). Bummer, but meant to be, Im sure.

A few months ago, I noticed it said on the bottom of my receipts "pre approved - apply for a Red card today!" but I wasnt really entirely convinced that I would be approved at that time.

Went and re-applied today, was approved for $300!! I got the 10% coupon off my first purchases, which is good for one day. Im going to wait until there is a good deal on patio accessories to use the card and coupon.

I figure now I can stop using my Orchard Bank and/or Credit One card and cancel one of them in about 6 months - I would like to keep them around for the history I have with them - because they charge an annual fee.

I just wanted to share my excitement, thats all

[Amy26]

Congrats!!

[Intoodeep80]

Thanks Amy.

I havent used it yet, and dont have a plan for the immediate future. I do need new clothes badly, and as a guy, really like clothes shopping there. Easy in, easy out, cheap but good, nice and trendy... good stuff. So maybe I'll treat myself to a few pair of those "trendy' golfer-esque shorts and some new t-shirts for the summer, and use my 10% off coupon!!

[Intoodeep80]

So yday I get home and theres a letter from Target Red Card in the mail. I open it up and its a letter explaining why they denied me for the red card

BUT I already have my Red Card (came in the mail over the weekend), I havent used it yet but last night I did set up my online bill payment and online statements through the target website...lol.... me thinks the denial letter was sent in error... and Im NOT going to call and question it! With my luck they'd say "Oh yeah, you're right... sorry but we are cancelling your card".

Weird huh?

[liz417]

So yday I get home and theres a letter from Target Red Card in the mail. I open it up and its a letter explaining why they denied me for the red card

BUT I already have my Red Card (came in the mail over the weekend), I havent used it yet but last night I did set up my online bill payment and online statements through the target website...lol.... me thinks the denial letter was sent in error... and Im NOT going to call and question it! With my luck they'd say "Oh yeah, you're right... sorry but we are cancelling your card".

Weird huh?

LOL! You better make sure it works before you go on your "little shopping spree" You may get declined at the register!

[Flamingo]

Preapproved means nothing...you state you saw it on the bottom of receipts you received while shopping at target. That statement was probably on every receipt handed out at the store. It sounds like you got an approval but when they ran your credit it was denied and the account closed. As the last poster stated, you'd better check the validity of your card before you take stuff to the register and find out your card has been cancelled.

[Intoodeep80]

Preapproved means nothing...you state you saw it on the bottom of receipts you received while shopping at target. That statement was probably on every receipt handed out at the store. It sounds like you got an approval but when they ran your credit it was denied and the account closed. As the last poster stated, you'd better check the validity of your card before you take stuff to the register and find out your card has been cancelled.

I was pre-approved months ago, but I just walked into Target a few weeks ago and applied and was approved (instantly) at the service desk. I got a temporary card and a 10% coupon off my first purchase. I received my actual card and welcome packet about a week later.

I signed into the Target site (set up my account) and can check my card right now, it says I have a $300 limit ($0 balance, of course!).

I dont want to use the card just to see if it works, but heck, I might have to this time Dont twist my arm or anything...lol...I love Target!

[Crazzyjen]

I was pre-approved months ago, but I just walked into Target a few weeks ago and applied and was approved (instantly) at the service desk. I got a temporary card and a 10% coupon off my first purchase. I received my actual card and welcome packet about a week later.

I signed into the Target site (set up my account) and can check my card right now, it says I have a $300 limit ($0 balance, of course!).

I dont want to use the card just to see if it works, but heck, I might have to this time Dont twist my arm or anything...lol...I love Target!

I am sure you are fine to use the card. That is exactly how I got approved for my Target card. I had a preapproval on one of my receipts so the next time I went to the store I applied and was approved. The only quirk I have against Target, because it has happened twice, is that they somehow messed up my address so my bill got returned to them. Fortunately I always pay online and am on top of it. I can't see how that happens unless they want me to pay late or something. Who is touching my address? Oh and one time they sent me a letter stating I was passed due on my account when I paid it "early." So make sure you pay your bill when it is due and not before. Weird, but they fixed it with a simple phone call.