Bit the bullet and finally pulled my credit

[last2cents]

Three months past discharge, and I'm showing a 600 from TU and a 630 from Equifax.

Everything looks like its reporting correctly.

I am astounded. I really thought that I was going to be tanking in the 500's somewhere.

I'm not sure what, if anything, to do at this point. I'm really not interested in getting any new cards - but I'm wondering if I should at least try for one.

Thoughts?

[whipster1]

There are two parts to credit repair: getting the report right, and new credit lines. Sounds like part #1 is good, so you may want to start with part 2. Good luck.