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My husband's cards show on my credit report

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    My husband's cards show on my credit report

    We received a joint Ch. 7 discharge in December and I have just started pulling credit reports. We always maintained separate credit cards and in the past my credit reports only showed my card history. In this latest report, I found that three of my husband's credit cards are showing up in my report. One shows a charge off (although legit since it was before bk was filed) and I was an authorized user on this particular card and the other two show IIB. Should I dispute my husband's cards that are now showing on my report? They were included in the joint BK--not sure how to proceed or if they are even worth disputing. My CR would be pretty nice without these extra cards on them.


    Any thoughts?
    Last edited by anuta; 03-21-2010, 02:01 PM. Reason: added more information
    Filed Chapter 7 August 18,2009
    341 scheduled for Oct 7, 2009--DONE!
    Report of No Distribution Oct 8, 2009
    Discharged & Closed Dec. 14, 2009

    #2
    You can dispute them off since you were an AU only.
    7-2-2009 Filed
    8-28-09 341 Concluded, no assets
    10-28-09 DISCHARGED/CLOSED!!!!

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