Bk friendly Best Buy (HSBC) MasterCard Soft Hit Pre-approval

[jrice]

Thanks!
DH got approved for $300 with no AF
His credit score is 682 for those who are interested.

[wlonsdale]

My Ch7 isn't even discharged and I got it!!!

[AntizBK]

Approved for $300 as well.

My ch7 is not discharged yet either. Filed 3/18/10, 341 4/27/10, awaiting discharge.

Time to rebuild.

[99ramon]

I also applied for HSBC Best Buy card and was approved. A couple days ago applied for Orchard Bank HSBC card and approve. The primary difference is that Best Buy card has no annual fee. Orchard bank charges anywhere from $39-$79 (I was charged $39). And the BBuy issued card says best buy, but it is still a Mastercard that can be used anywhere.

I am going to cancel the Orchard bank card and keep the no annual fee Best Buy Mastercard. Identical limits, same bank, same reporting to bureaus. More than 3 cards on your credit file can bring your score down.

Filed BK in November 2009
Discharged 5/4/2010 - Applied and received $500 secured card from credit union 5/15. It hit my credit reports on the 24th and I was then approved for both HSBC cards and a Cap 1 card

[vb1962]

approved before discharge. $300 limit with no annual fee.

[sunkinsc]

So how long before you got the Best Buy card in the mail? I am a little concerned someone stole it or it is lost in the mail, it has been a over a month since I was approved and nothing has come in the mail.

[LissaF26]

Card and Credit Scores

Hey guys what are your credit scores to get the BB card? I won't be discharged until June 14 from Chapter 7. I think I'll apply then. I am afraid of getting denied and also getting an inquiry on report.

Thanks

[Shuganon]

Discharged 5/11, Credit score's between 600 and 615. Approved for 300, no AF. Also, BB was one of the CC discharged in BK.

[junior88]

Approved for BB Card

Hey guys, Just applied online...got the 10-14 day response...called the number due to the fact that I've been a ID Theft victim and have blocks on all my CBR's. Got approved for the big $100. Just got the Hooters card for $500. Anyone know how ofter the give CLI's on the BB card? Thanks!

[prettyobk]

I just applied for the hell of it. I'm fresh out of discharge...but I just didn't it. Hopefully the inquiry won't mess my score up much.

[prettyobk]

I got the 10-14 day response too, then called the number too and it said they were processing it. I think I used to have my Equifax blocked from inquiries but I'm not sure if it's still blocked.

Hey guys, Just applied online...got the 10-14 day response...called the number due to the fact that I've been a ID Theft victim and have blocks on all my CBR's. Got approved for the big $100. Just got the Hooters card for $500. Anyone know how ofter the give CLI's on the BB card? Thanks!

[junior88]

I got the 10-14 day response too, then called the number too and it said they were processing it. I think I used to have my Equifax blocked from inquiries but I'm not sure if it's still blocked.

You'll probably be approved and for a higher line then I was. I had 2 accounts opened at Cap 1 as Fraud a few years back, I got them to remove 1, but I can't get them to remove the other one. They say they have proof that I opened it, I asked for the proof and was given the answer "we can't give that to you"! So, I have a CO on my file and then my BK from 4 years ago. If anyone has any advice on how to handle this Cap1, I'm sure open to hear it. Also, you should try for the Hooters Mastercard. I got approved for $500 with them. I also have a secured card through Wells Fargo which I guess they are not graduating to unsecured currently due to all these new fed crap.

[LissaF26]

applied and......

Hey guys I also applied and was approved for 100.00 CL I will be discharged June 14, 2010 from Chapter 7. I have to start somewhere. Thanks for posting the link to apply..

[prettyobk]

I saw today on my Score Watch that they inquired. I called the 800 number and it said they are processing so I'll see what happens. I applied for a Cap 1 last night too and wasn't declined on the spot. I don't know what that means but when I did it in September they said no immediately (pre-BK) They have to provide you or at least your attorney if you have one with something to prove you opened the account. At least a city, store where it was opened, something. Don't give up on that. I would pursue it to the hilt.

How soon did you apply for the Hooters card? I was thinking about doing them but since I did Cap 1 and this one I decided to wait. I haven't had an actual credit card in a long time.

You'll probably be approved and for a higher line then I was. I had 2 accounts opened at Cap 1 as Fraud a few years back, I got them to remove 1, but I can't get them to remove the other one. They say they have proof that I opened it, I asked for the proof and was given the answer "we can't give that to you"! So, I have a CO on my file and then my BK from 4 years ago. If anyone has any advice on how to handle this Cap1, I'm sure open to hear it. Also, you should try for the Hooters Mastercard. I got approved for $500 with them. I also have a secured card through Wells Fargo which I guess they are not graduating to unsecured currently due to all these new fed crap.

Congrats Lisa, and I agree Lisa, you have to start somewhere. What is your score now if you don't mind me asking.

Hey guys I also applied and was approved for 100.00 CL I will be discharged June 14, 2010 from Chapter 7. I have to start somewhere. Thanks for posting the link to apply..

[maungoo]

I got declined by HSBC banks months ago and after I read this post I decided to give a try and I got approved for $300.00. This is my first insecured card after my discharged in June last year. My score are 560s.