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Bk friendly Best Buy (HSBC) MasterCard Soft Hit Pre-approval

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    #46
    Yay that's great! Odd how their procedures change from week to week... guess they don't want us figuring out their secrets. Grats!
    BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
    Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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      #47
      I applied several weeks ago and was approved for $100, received my card 5 days ago. I check the mail today and guess what another card? Same limit though.

      Now can I use both of the cards or can I only have one?

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        #48
        When I applied for the card it asked for verification via phone, called and was approved, but took 2 1/2 weeks to get the card... Credit One was approved immediately and had the card in a week, they also reported to all three CB in three business days, it took over two months for HSBC Best Buy to report to TU and EQ still not showing on EX? So far not really impressed with HSBC, but we'll see who gives me a CL increase at the 6 month mark!
        November 2, 2009: Filed Chapter 7, December 10, 2009: 341 Done! January 11, 2010 Last Day for Objections! February 9, 2010 Discharged!!! February 12, 2010 Case Closed, MyFico on 11/09: 550, Now: 715!

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          #49
          Got it a day after I made that post.
          Retained 3/09 * Filed 6/2/09 *341 Meeting 7/23/09 *Report of No Distribution Filed 7/24/09 *Closed and Discharged 10/13/09*
          ***I do not provide legal advice. All I am doing is sharing my thoughts and opinions. You probably shouldn't even read my posts.***

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            #50
            i applied and was approved! i applied to hooters and orchard and got denied by both.... i was starting to feel a bit discouraged, but i gave it a shot, and got a nice surprise.

            thanks to everyone for their helpful information on here!

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              #51
              Does anyone know if this card reports to all 3 Bureaus?

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                #52
                It should report to all three bureaus, but after three months it only shows on my TU and EX files.
                November 2, 2009: Filed Chapter 7, December 10, 2009: 341 Done! January 11, 2010 Last Day for Objections! February 9, 2010 Discharged!!! February 12, 2010 Case Closed, MyFico on 11/09: 550, Now: 715!

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                  #53
                  It is on all 3 of mine.
                  7-2-2009 Filed
                  8-28-09 341 Concluded, no assets
                  10-28-09 DISCHARGED/CLOSED!!!!

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                    #54
                    Applied online and got the "10-14 day" answer. Call in to the 877 277 0948 and it said, "you are approved" Credit Limit is $4000!!! I had one of these cards before and never used it b/c the limit was too low at $400. But we are about to move into a new condo and need to buy a fridge, so we will be using this to get the Zero interest! Yipee!! Thanks to the OP for the reminder about the card!
                    Chapter 7 Pro Se....Discharged Feb. 2006

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                      #55
                      Thanks,
                      I was discharged today and thought I would give it a shot. I was approved instantly for $300 with no annual fee. I will use it a few times a month for gas purchases and pay it off right away. On the way to rebuilding my credit!

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                        #56
                        I was discharged two weeks ago and I applied. Approved instantly online for $500 limit but no mention of annual fee. Account details will be mailed to me, hopefully no AF.
                        _______________________________
                        341 Meeting 11-Jan-2010
                        Unsecured debt: $46,000 IRS: $1800
                        Discharged and Closed 27-April 2010

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                          #57
                          Originally posted by MC9199 View Post
                          I was discharged two weeks ago and I applied. Approved instantly online for $500 limit but no mention of annual fee. Account details will be mailed to me, hopefully no AF.
                          Annual fee information would have been in all the disclousers you are supposed to read before you check the box saying you read them.

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                            #58
                            Originally posted by MC9199 View Post
                            I was discharged two weeks ago and I applied. Approved instantly online for $500 limit but no mention of annual fee. Account details will be mailed to me, hopefully no AF.
                            I checked back and the AF is $39.
                            _______________________________
                            341 Meeting 11-Jan-2010
                            Unsecured debt: $46,000 IRS: $1800
                            Discharged and Closed 27-April 2010

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                              #59
                              Just applied and received a $750 limit. Thanks for posting the link OP!

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                                #60
                                Just applied received $100 limit.

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