Credit Score

[shortyg]

I am curious to see the impact on credit score after bk.

What was everyone's credit score pre bk and then post bk?

[RainMoM]

I'm afraid to look an see what it is

[jennordhavn]

FICO Scores:
11/07: TU 531 -- EQ 457 -- EX 464
02/10: TU 627 -- EQ 611 -- EX ?? (FAKO 614)

[backtoschool]

My fico scores pre bankruptcy were in the mid 500's and now (4 months post discharge) they are all around 680 or so.

They went up because I immediately established 3 positive trade lines.

I also have a long history of perfect payments on many cars over the years with no lates ever, and have student loans that have been reporting positively for ten years.

[SPalin]

My FICO was 530 before filing, 550 after filing and now 637 a month after discharge. My TU Vantage is 691, FAKO EQ: 667, EX: 677.

[Amy26]

My scores were all in the high 600's to low 700's before I filed. Mostly due to inqueries and high usage.

In bankruptcy my scores fell into the 500's.

A few weeks after BK and cleaning up my reports my scores were 591, 604, and 640.

Today, my scores are 610, 655, and 691.

[HakunaMatata]

My scores were in the 700s prior to ceasing mortgage payments. My score dropped to 689 prior to filing. Less than two months post-discharge, my FICO score was 657. I have numerous errors on my CRs including a reaffirmed auto loan that is inaccurately reporting as IIB with late payments. I've filed disputes on countless negative items and I'm awaiting results. I also have an open card with $10k available credit. I suspect this card will disappear in the future (clearly, I'm not disputing this!) which will affect my score.