Should I include my ss# on my creditor dispute letter?

[NY1]

Should I include my social security number on my creditor dispute letter? If I dont how are they going to identify who I am?

[NY1]

I assume that my account # is enough?

[justbroke]

Use your account number, file number, and/or full name and billing address. I never put my SSN on any letter.

[NY1]

Use your account number, file number, and/or full name and billing address. I never put my SSN on any letter.

I just got a letter back from experian....They said they could not process my request because i did not provide sufficient identification information for them to verigy my identity and i needed to provide my ss# .

I just wasted $50 in certified mail and return receipts..

[cupcake]

Why not include just the last four numbers of your SSN? It helps identify you but yet doesn't breach your privacy.

[justbroke]

Use your account number, file number, and/or full name and billing address. I never put my SSN on any letter.

I just got a letter back from experian....They said they could not process my request because i did not provide sufficient identification information for them to verigy my identity and i needed to provide my ss# .

I just wasted $50 in certified mail and return receipts..

Let me explain my ways. When I send a letter to anyone, I don't put my SSN number on it. When I deal with Experian or Equifax or Trans Union, I either talk to them on the phone or do my disputes on-line. Therefore, I don't need to deal with providing my SSN.

I don't think you wasted any $50 as Experian is the only one giving you trouble. I would have done the Experian thing over the phone or on-line to begin with. You don't need to re-do all the letters to the creditors.

[NY1]

Let me explain my ways. When I send a letter to anyone, I don't put my SSN number on it. When I deal with Experian or Equifax or Trans Union, I either talk to them on the phone or do my disputes on-line. Therefore, I don't need to deal with providing my SSN.

I don't think you wasted any $50 as Experian is the only one giving you trouble. I would have done the Experian thing over the phone or on-line to begin with. You don't need to re-do all the letters to the creditors.

I disputed online twice and they said that everything is reporting correctly...and an over the phone dispute is all automated ...so i decided to send my disputed by mail...They said they want ID, copy of a bill with my name on it etc..

[DesiPula]

I just start sending my dispute via mail...and with every lettering send them copy of my DL,SSN and a recent bill showing my address....

[Amy26]

Any credit forum that you look at will never recommend doing online disputes for reasons of automatically having the trade line "verified" and for not having a paper trail. Most BK disputes are coming back "verified" when disputed online...there have been some successes but majority will not result in the outcome we're looking for.

I highly recommend mailing all disputes to avoid getting the automated verification method of online disputing. Most online disputes will never even see a human. Its hard to recommend to someone what they should do with their personal information... but I myself would probably put my # on the letter or at least the last 4 digits.