Credit Report related questions

[kvangild]

Bear with me as I have several questions: Thanks in advance for your advice

1.What should a vehicle loan that I did a ride through with (didn't require me to re-affirm) be listed as on credit report?

2. When looking at my Trans Union account I've got some that say "bankruptcy/account closed by consumer" and I thought it should be one or the other? Obviously I just want the account closed by consumer but don't know if this is worth disputing?

3. For accounts that say "chapter 7 bankruptcy" I should still dispute this to say IIB, correct?

[jribe]

Bear with me as I have several questions: Thanks in advance for your advice

1.What should a vehicle loan that I did a ride through with (didn't require me to re-affirm) be listed as on credit report?

2. When looking at my Trans Union account I've got some that say "bankruptcy/account closed by consumer" and I thought it should be one or the other? Obviously I just want the account closed by consumer but don't know if this is worth disputing?

3. For accounts that say "chapter 7 bankruptcy" I should still dispute this to say IIB, correct?

1. IIB - no payments or anything else will show. You didn't reaffirm so they won't report payments to CB
2. Not worth disputing- if you dispute it- it will just say IIB.
3. make sure it says IIB

I suppose if you're disputing at all though; might as well fix it all. I don't think there are any major issues here though..