I have a question - my mortgage was discharged through chp 7 bankruptcy and I have not reaffirmed and have been making payments for the past 6 months. I was recently laid off, and began withholding payments and contacted my lender regarding a modification.
In any event I will not be sending any more payments unless they modify my mortgage. In the meantime, I continue to get automated collections calls from the lender since I missed my October 1st payment.
Are they legally allowed to contact me regarding collection of this debt after my bankruptcy was discharged? And if no, what are my remedies?
Thanks in Advance.
In any event I will not be sending any more payments unless they modify my mortgage. In the meantime, I continue to get automated collections calls from the lender since I missed my October 1st payment.
Are they legally allowed to contact me regarding collection of this debt after my bankruptcy was discharged? And if no, what are my remedies?
Thanks in Advance.