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Credit score doesnt change as much Now

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    Credit score doesnt change as much Now

    Ive been watching my credit score for the 3 reporting agencies and Ive notice that in the past 4 months at least, my scores havent changed. Before filing bankruptcy, my scores would go up or down every 3 months. Now they just seem to stay idle.
    Anyone else notice the same thing?

    #2
    I haven't ordered my Fico score yet, I guess I'm kinda scared I think I was like in the 400's BEFORE I filed...I'll have to order them so though...
    May 2008 Hired 1st Attorney/Stopped paying CCs
    May 21, 2009 Retained 2nd Attorney
    May 28th - Filed for Ch 7 (FINALLY!)
    9/11/09 - DISCHARGED!!!!

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      #3
      Originally posted by Kiltie View Post
      Ive been watching my credit score for the 3 reporting agencies and Ive notice that in the past 4 months at least, my scores havent changed. Before filing bankruptcy, my scores would go up or down every 3 months. Now they just seem to stay idle.
      Anyone else notice the same thing?
      Probably the automatic stay has kept the CCs from bothering upgrading your score. Check after your discharge. 'Hub
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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        #4
        my credit score has stayed the same so I thought because the service I was using for almost a year wasnt updating my report. DO NOT use True Credit. They dont update your report on a regular basis and still charge you monthly.
        Ive since cancelled them and now I just monitor one reporting agency. Ive used MyFico in the past and was pretty happy with their reporting efforts.

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