Capital One

[Carloscda]

For all of those getting approved for capital one cards, what are your FICO's if you mind to share that info?

Is it because of it's after your discharge?

And as far as secured cards go what are the "best" ones?

[MrSmithster]

645

[MrSmithster]

i sould have mentioned i am 1 week discharged and ran my CR today.

[cupcake]

641 - two months post discharge. I got my CapOne card a month after discharge and I hadn't checked my score yet so I don't know what it was then - probably close to the same.

If you've already filed BK you cannot apply for new credit until after you've been discharged.

[jennordhavn]

Not sure exactly because my last score is from June and I can't update until the end of the month without paying...but I think it's around 618 or so.

[MrSmithster]

i thought cap1 was going to take my card off restriction, but today they passed. im on hold with them for now. they said to try again in 3 months. maybe cuz i had a cap1 card when i filed? (although the bal was zero). when i view my online acct info, it shows "pending/$500 limit" (used to be $10,500). guess i will try elsewhen in a month or 2. really in no rush at all.

[Carloscda]

So is it safe to say your FICO has to be in the 600's?

[pa308]

Mine was 594

[aces67]

I don't know what our scores are. Dh applied and got approved I applied and got denied b/c I filed BK. Dh filed BK also so I'm not sure why he was approved and I wasn't.

We are almost 3 months post d/c.

[howtoplan]

638 couple weeks after discharge