hi all, i just got discharged a couple of weeks ago, now downloaded my equifax report. most things look fine except there is one account that says it was included in bankruptcy and it has a first date of delinquency, when it's just a line of credit that was attached to my BofA checking account which i never, ever used. its balance was zero always, and that first date of "delinquency" is from after i filed bk...
i am thinking of disputing this online with equifax. is that a good idea? do i need to send things certified mail or else? i think BofA just made a mistake - all my other accounts with them are reporting correctly (all were closed but also they say paid as agreed).
also, should i be sending my dispute to equifax or to BofA?
thanks a bunch!
i am thinking of disputing this online with equifax. is that a good idea? do i need to send things certified mail or else? i think BofA just made a mistake - all my other accounts with them are reporting correctly (all were closed but also they say paid as agreed).
also, should i be sending my dispute to equifax or to BofA?
thanks a bunch!
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