So dissapointed in my credit report

[blankslate]

I just purchased a 30 view of all three reporting agencies.

All three show my case as dismissed, not discharged.

Only one account is shown as included in ch 7

Some of my creditors continued to do hard checks on my credit well after my filing.

It's a mess.

[dingdong]

Dispute it.

Two or three things will happen, either they will update as discharged , they will delete the BK entirely, or nothing will change.

It took a couple weeks for my dismissed to change to IIB on my CR.


Might happen in July when they update for the month.

Send the creditors a nasty letter telling them they are violating the stay by continuiung to pull hards on debt that was scheduled.

[moneytrouble]

Just go to the online dispute section of each reporting agency(TransUnion, Experian and Equifax). It is so simple nowadays to dispute a claim. Just click on each entry on your credit report that is incorrect, select a reason why you are disputing, and you are done. If they require anything else from you they will contact you, but most likely they won't.