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Recently discharged, have FICO question

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    Recently discharged, have FICO question

    I was recently discharged in April 09 (Chapter 7). How long does it take to show up on credit report?

    Also, what/where is the best place to pull all 3 reports plus credit score? I know I can get free CR each year, but I mainly want to know my score at this point.

    Thanks in advance,

    Toomuch
    ~~~ Toomuch ~~~

    Filed Chapter 7 - 10/15/08
    341 Meeting - 11/13/08

    #2
    Freecreditscore.com is a start. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      It should show up right away on your credit reports. I filed in early December and when I pulled a report in late December it was already listed. I pulled some credit reports in late April and my discharge was already showing, and that happened in March. I think it's pretty instantaneous.

      As for your scores, the best place to get TU and EQ is myfico.com. Those are your only "true" scores. EX doesn't use myfico anymore, but you can order their Vantage score directly from the experian website.
      Filed Ch. 7 Pro Se: 12/11/08
      341 Meeting: 1/7/09
      Trustee's Report of No Distribution: 1/9/09
      Discharged: 3/10/09

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        #4
        Thanks! I signed up for freecreditscore.com and got my reports and score. I haven't printed them out yet, but boy, there is a lot of things to check for accuracy.
        ~~~ Toomuch ~~~

        Filed Chapter 7 - 10/15/08
        341 Meeting - 11/13/08

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