WAMU inquiry

[monkatom]

I BK'd WAMU on a HELOC loan and stopped paying the loan in January. Experian just reported that WAMU made an inquiry on my credit report. How can I tell if this is a soft pull or one that will effect my score? Also why are they even looking as they know I BK'd them becuase it says so in their collection letter.
Thanks

[GoFigure]

Experian does not show you your soft pulls on your online credit report. If you see the inquiry then it was a hard pull.

Only Equifax shows you both your soft and hard pulls when you pull your credit report online.