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refinancing a reafirmed car loan

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    refinancing a reafirmed car loan

    Hi, this has been a great forum with very real-life info. Ok so
    I'll get right to it. I have not been discharged yet,last day for objections is 5/19. I have reaffirmed my car and just received a hsbc cc with a 750.00 line(39.00 fee). Should I or could I refinance the car now. I'am fine with waiting and building my score back up but would like the car loan to be reported as well, plus the car is worth more than I owe so I don't want to run into any problems. Thanks

    #2
    I'm in a similar situation, I applied with Navy Federal to refi my reaffirmed auto loan. I'll find out tomorrow whether I was approved and at what % rate. I'd just rather be out from under the reaffirmation and with a new lender than for the current one to hold a grudge til I pay it off.
    Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

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