Some really good "BK friendly" credit cards...

[cali girl]

I was declined by Hooters too, but maybe it's because I only put that I visit them 7 times a month(which was a lie anyway) hehe.

LMAO!! Well, maybe, just maybe, if you had a Hooters card, you would visit more often! Right? Nahhhh...

[jp2861]

HHM - not sure that last statement is accurate, at least not for everyone. Sure, you take a hit for # of inquiries and for recently opened credit accounts, but this effect drops significantly within the first year.


There are other credit improvement sites out there that would disagree with you. In fact, a moderator at one of the well known sites just recently opened a handful of cards putting her over the 4-5 # and she is back to the score she had before these applications were made (Feb 08).

It also depends on what the credit limits are.
Having numerous cards with lower credit limits won't be as neagtive as the same number of cards with high limits.