capital one authorized user?

[persephone]

I applied for a capital one and so did my hubby. I was approved and he was denied. Do they allow authorized users? Would they check his score prior to adding him if they do allow authorized users?

Thanks

[jdmc1973]

I would think Cap 1 would, they love to pull credit reports, all 3 of them. Also, on a side note, I read that when the new formula for FICO goes into effect, being an authorized user on an account will have no effect on someone's credit. So, if you were going to do it to give him a boost, it wouldn't work with the new formula.

http://www.lendingtree.com/smartborrower/LendingTree/New-FICO-score-formula.aspx