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So I applied online with Capital One

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    #1

    So I applied online with Capital One

    That is where I currently bank at. I got rejected. Instantly. I'm not surprised.

    However, I can now receive a free credit report (trying to look on the bright side of things!) and it's time to start cleaning up my credit.

    Cover me, I'm going in!
    Chapter 13 Filed "Old Law"
    Filed: 6/2003 Confirmed: 3/2004
    Early pay off sent: 10/05/2007 - 9 months early
    11/16/2007 - Discharged!
    Tags: None
    #2
    Good luck, chp - keep us posted how the deep credit dive is going!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !
    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment

      #3
      Have you tried www.annualcreditreport.com, yet? Its FREE once a year, just remember you login and password, its very hard to get back if you forget!

      Catchmeifyoucan
      July 2006: Filed Ch13 :blink:
      Oct 2006: Converted to Ch7 :clapping:
      Jan 2007: DISCHARGED :clapping:
      Nov 2007: CLOSED :yahoo::yahoo::yahoo:

      Comment

        #4
        Originally posted by CATCHMEIFYOUCAN View Post
        Have you tried www.annualcreditreport.com, yet? Its FREE once a year, just remember you login and password, its very hard to get back if you forget!

        Catchmeifyoucan
        Yes. I already "blew my wad" for this year on that.
        Chapter 13 Filed "Old Law"
        Filed: 6/2003 Confirmed: 3/2004
        Early pay off sent: 10/05/2007 - 9 months early
        11/16/2007 - Discharged!

        Comment

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