queststion on when to make payment to boost credit score.

[stopthebleeding]

I used my pacsun card for 60 dollars worth of stuff. I am trying to rebuild credit. Should I make the payment before the bill comes or after the bill comes and let the card carry a balance what will boost my score more.

[lrprn]

I used my pacsun card for 60 dollars worth of stuff. I am trying to rebuild credit. Should I make the payment before the bill comes or after the bill comes and let the card carry a balance what will boost my score more.

The answer depends on what your credit limit is. Fair Issac scores also calculate how much you owe against your credit limit.

In most circumstances, most experts say it's best to pay off the card every month.

To understand credit reports and how credit scores are calculated, here's a good FDIC online resource that explains both in plain language - http://www.fdic.gov/consumers/consum...203/ch101.html

[CATCHMEIFYOUCAN]

www.myfico.com is a pretty good site to jump into, with a forum and all to talk about how to boost your credit scores.

Catchmeifyoucan