How repo car suppose to reported on Credit report?

[skyblue]

I just reviewed my credit report today and eveything looked good except my chase auto account. It reported as "Charge off" on Equifax report and "Account charge off / repossession" on Experian report.

Shell I be disputing this to IIB or is this normal?

[CindyLou]

was it repo'd before or after the BK? If before, its correct. If after it's incorrect. Though you can dispute it either way and I would encourage you to do so. A IIB is much better than a repo when you get read to buy another car.

[CindyLou]

Sorry, I just realized that it says "charge off" on equifax. That is incorrect either way and you should dispute that as IIB.