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    #16
    Originally posted by chpxiii View Post
    Ooh! Smart move! Delegate work! You must have been a manager at one point, eh?
    No, actually I am a Social Worker...a professional problem solver/miracle worker! I'm used to having to figure things out on my own...nature of gov't work I guess.

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      #17
      Okay...here's his response

      Originally posted by chpxiii View Post
      Ooh! Smart move! Delegate work! You must have been a manager at one point, eh?
      Bottom line is:
      The statement is a recommendation of how the trade line should be reported, and not a definative rule or policy as to how it is actually to be done. I'm sure at some point the regulations will be changed and updated to include that discharge balances are required to be reported as a zero balance, but as of now, there does not appear to be any such law. Unfortunately, right now, it is open for interpretation.

      If you guys find anything else...please let me know. All I can say is Dispute, Dispute, Dispute..and mail in copies of your documents!!! It worked for me...just today balances were zeroed out.


      This is my original email to Jay...
      BKDONE wrote:
      Hi Jay,

      I read your article posted on the Bankruptcy Network website. I have referenced your article below. Yes, it seems that this is indeed a hot topic, and I'd like to know what FTC code you are referring to. I tried to search the volumes, but there are so many and I cant seem to hit upon the right search term.

      Is Incorrect Credit Reporting A Violation of the Discharge In
      http://www.************************/...y/_Bankruptcy?


      BKDone
      ------------------------------------------------------------------------

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