Creditkeeper

[BearChaser303]

I hope someone who uses this can answer a question. I thought that it gave me unlimited credit reports, but now that I have pulled the first one I cant figure out how to pull another. So I'm wondering if I can only pull one credit report, then I have unlimited access to view that one report? Or if not, how do I pull another report?

[BearChaser303]

I found out that you can only pull a new one every 30 days.

[Bandit]

Not sure, but if it is a free report it will never update.

Unless, maybe if you pay?

[boinga]

I found out the hard way about CreditKeeper too. Not going to renew.

The only one I have found that actually allows updates as often as daily isTransUnion, which has a $10/month service for both your TransUnion report and score (just theirs, not the other two agencies).

Equifax also has a nice service for $10/month called ScoreWatch which monitors your FICO score daily according to criteria you set up. For example, you can set an alert when it goes above or below a certain threshold, and also if it moves into a zone that will change your auto or home loan interest rate.

I'm trying both of these for a month and then will choose one or the other.

[BearChaser303]

I won't be renewing either. I tried signing up for TransUnion's TrueCredit product, but for whatever reason it doesn't work for me. They told me my credit report is too long, but I'm certain that could not be the case. I think they don't know why it doesnt work..

[rrockinggramma]

try transunioncs.com. It is transunion only the real one not the truecredit one.

[CATCHMEIFYOUCAN]

Have you at least pulled the free one you get once a year from annualcreditreport.com (no credit card required!)??? You must write down your login/password ! If you forget to, your screwed. You can view your credit report from all 3 bureaus up to 30 days. And you can see the changes! Because I went to dispute some stuff and I notice changes within a week after disputing them!

Best Wishes, Catchmeifyoucan