Question I Should Know the Answer to...

[CindyLou]

when does something fall off your credit report? for example.....

Orignal acct becomes deliquent in june 2001 with original creditor.

Then this goes to collections in Jan 2003.

Then I file BK in Oct. 2005.

Will both of these fall off at same time dependent on time of BK filing? I thought I knew the answer now I'm thinking about it and I"m confused.

Thanks,
cindy

[cathywhite4495]

I originally had the wrong answer here. I googled and apparently all debts included in bankruptcy remain on your credit report for 7 years from the date they were included in bankruptcy.