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    Credit Scores

    I am about 40 days out from hopefully a smooth discharge. Should I expect my scores to dip further than where they are right now once discharge hits? Also, as far as credit clean-up goes, should I start that once I am discharged?

    Thanks in advance for any advice and info!

    #2
    Does your credit report already reflect the BK. If so, then your score should not go down.

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      #3
      Thanks HHM. I just checked TrueCredit and could not believe my eyes. The bankruptcy did hit all of the reports - since June.

      My scores are:
      TU: 703
      EQ: 677
      EX: 652

      I know these aren't the true FICO scores but I still cannot believe how high they are. Before filing, I was in the low, low 600's. Could this be wrong?

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