Yes, I haven't been discharged yet, but I'm getting a head start.
After the first round of disputes only a couple creditors are causing problems.
Juniper/Barclay's came back on all 3 CR's as:
verified as reported, 60-120 days late, balance due $699, $138 past due.
I guess my question is when they come back verified like that do I just keep disputing the CRA's or do I need to send a letter to the creditor? Or hire an Attny to do so?
I still have 30 days until my discharge date, but my early clean-up has really fixed most of the reporting errors already. My FAKO scores have gone up 50-70 point already. Don't know about the FICO scores, I'm not ready to drop $50 to see those until I have to buy a car.
After the first round of disputes only a couple creditors are causing problems.
Juniper/Barclay's came back on all 3 CR's as:
verified as reported, 60-120 days late, balance due $699, $138 past due.
I guess my question is when they come back verified like that do I just keep disputing the CRA's or do I need to send a letter to the creditor? Or hire an Attny to do so?
I still have 30 days until my discharge date, but my early clean-up has really fixed most of the reporting errors already. My FAKO scores have gone up 50-70 point already. Don't know about the FICO scores, I'm not ready to drop $50 to see those until I have to buy a car.
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