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    Credit card approvals

    Good news and hope .. Our Discharge date is 1/06

    We just got approved for Washington Mutual 3000.00 and HSBC 1600.00.

    I applied for these two because HSBC offered balance transfer in the mail until 2/08 0% interest
    Washington mutual is 9.99 % with no interest until 1/08. 3000.00 limit

    We owe Hooters about 315.00 and Premier 200.00. Plus Premier is charging 49.00 annual fee again. Hooters is just there crazy 29% rate...

    They will be canceled once they get there payment from the balance transfers from HSBC 14% ..total balances 484.00 from hooters and premier.

    We will have this amount paid off by Jan 08.. And when I get the credit cards in the mail they get cut up.... like the hooters and premier card did after I started using it .
    I just want to rebuild credit and have a emergency option.. a real emergency like my car breaks down or my heating system breaks " knock on wood here but you get my point.. "
    Just wanted to update on this rebuilding credit and what credit cards approve after bk 1 year ...
    My score is 620 middle last I checked ...Hope this helps...
    DISCHARGED Case CLOSED = 01/03/2006
    Credit Cards
    Washingon Mutual 3000.00
    HSBC 1600.00

    #2
    THAT was quick !
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

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      #3
      Yes get rid of that premier card with a quickness... And yes I do have a hooters card myself, but it has a zer0 balance. Your 2 new cards are all you need...

      Comment


        #4
        Great So I will stop there ... I have a mortgage too ..
        Thanks
        DISCHARGED Case CLOSED = 01/03/2006
        Credit Cards
        Washingon Mutual 3000.00
        HSBC 1600.00

        Comment

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