top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

2 Questions on WaMu and Cap One

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
    #1

    2 Questions on WaMu and Cap One

    First do any of you know how long it takes for Capital One to start reporting to the CRA's?

    Second does anyone know why it takes WaMu so long to send there cards out? We got one in my name and now we are waiting on my wifes. It's been 3 weeks and still no word. Starting to get a little worried that it's floating around somewhere. Looked online for a contact number but I dont see one. Only numbers are for actual card holders.



    Thanks
    Tags: None
    #2
    Don't know about cap one, but I'm still waiting on WAMU to start reporting. Got my card pretty quickly, have used it, and now have an invoice to pay - still no reporting on any cra. Was a[[proved 2/22.

    Comment

      #3
      Card holder

      First do any of you know how long it takes for Capital One to start reporting to the CRA's?

      Second does anyone know why it takes WaMu so long to send there cards out? We got one in my name and now we are waiting on my wifes. It's been 3 weeks and still no word. Starting to get a little worried that it's floating around somewhere. Looked online for a contact number but I dont see one. Only numbers are for actual card holders.

      You are a card holder now though ??? So I don't see why you cant use that number?
      July 2006: Filed Ch13 :blink:
      Oct 2006: Converted to Ch7 :clapping:
      Jan 2007: DISCHARGED :clapping:
      Nov 2007: CLOSED :yahoo::yahoo::yahoo:

      Comment

        #4
        It can take a couple of months from the time you get the card before that acct shows on the CRA's. But when it does show, it will be reported back to when you opened the acct.

        CapOne is a bit slower than HSBC from what I've noticed. HSBC reported immediately. CapOne took a couple of months to get started. But when it did, CapOne showed back to when the acct was opened.
        Filed Ch 7 - 09/06
        Discharged - 12/2006
        Officially Declared No Asset - 03/2007
        Closed - 04/2007

        I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

        Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

        Comment

          #5
          Well, WaMu isn't HSBC. Cap One seems to be the fastest out of all my cards, and WaMu has run about a 3 week delay, from what I can tell so far.

          Comment

            #6
            Originally posted by FilingOnMyOwn View Post
            Well, WaMu isn't HSBC.
            Thanks, FOMO!!

            We've gotten HSBC and CapOne since Discharge. So, that's why I said it.

            But you are so right,............... HSBC is not WaMu!!
            Filed Ch 7 - 09/06
            Discharged - 12/2006
            Officially Declared No Asset - 03/2007
            Closed - 04/2007

            I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

            Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

            Comment

              #7
              Sorry wasn't trying to be a smarta@@ or anything, I assume maybe you just confused the two by mistake

              Comment

                #8
                Nah! I'm just giving you a hard time, FOMO!!

                Izzzzz all goooooood!! I'm just having fun with you!!
                Filed Ch 7 - 09/06
                Discharged - 12/2006
                Officially Declared No Asset - 03/2007
                Closed - 04/2007

                I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

                Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

                Comment

                  #9
                  I was approved for a Hooters card, WAMU card and USAirways card after my ch7 discharge. AMEX and BofA turned me down even for secured cards so would avoid these two credit card places.

                  Comment

                    #10
                    How Long

                    I was approved for a Hooters card, WAMU card and USAirways card after my ch7 discharge. AMEX and BofA turned me down even for secured cards so would avoid these two credit card places.

                    How long did you wait when applied for these cards ???

                    Thanks, Catchmeifyoucan

                    I'm getting a secured card by Millenium, I just sent them $300 (which will be my balance.) Maybe just this one CC is enough for now?
                    July 2006: Filed Ch13 :blink:
                    Oct 2006: Converted to Ch7 :clapping:
                    Jan 2007: DISCHARGED :clapping:
                    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

                    Comment

                    Previous template Next

                    bottom Ad Widget

                    Collapse
                    Working...
                    X