We were discharged 9/21/06, not closed yet, though. I've pulled our credit reports, but there weren't any glaring inaccuracies. I haven't gotten our FICOs because I just hate to pay for them. We've had one CC from our CU since our discharge, with a $500 limit and 25% interest. Needless to say, we didn't use it. We haven't applied for anything.
But we'd been getting flooded with offers from WaMu, and since the folks on this board talk about what a great card it is, I decided to go for it. I used my invitation to apply on-line and got the old 'we have to think about it and we'll get back to you in a couple weeks' answer. So I thought I'd been denied.
Then in the mail yesterday I got my welcome packet. I got a $6k limit with 0 interest until March '08. Not that we plan to use it much, but it sure is nice to know that we have a source in case of emergency.
WaMu should thank you all. I never would've applied if not for hearing of all of your good experiences.
But we'd been getting flooded with offers from WaMu, and since the folks on this board talk about what a great card it is, I decided to go for it. I used my invitation to apply on-line and got the old 'we have to think about it and we'll get back to you in a couple weeks' answer. So I thought I'd been denied.
Then in the mail yesterday I got my welcome packet. I got a $6k limit with 0 interest until March '08. Not that we plan to use it much, but it sure is nice to know that we have a source in case of emergency.
WaMu should thank you all. I never would've applied if not for hearing of all of your good experiences.
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