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Discharged loan from Ch7 (12/2019), got an alert that Jefferson Capital now owns it.

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    Question Discharged loan from Ch7 (12/2019), got an alert that Jefferson Capital now owns it.

    I had a loan from Affirm totaling about $950 that got discharged in my chap 7 (12/2019). When I log into their app, it does show that it has been discharged via bankruptcy. Well earlier today I got an email from Affirm saying that Jefferson Capital Systems LLC is now the owner of my loan. What should I expect from this? This is the first time I received anything like this. Thank you.

    #2
    If they contact you let them know your case number and that the debt has been discharged.
    Chapter 13 (not 100%):
    • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
    • Filed: 26-Feb-2015
    • MoC: 01-Mar-2015
    • 1st Payment (posted): 23-Mar-2015
    • 60th Payment (posted): 07-Feb-2020
    • Discharged: 04-Mar-2020
    • Closed: 23-Jun-2020

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      #3
      If JCS pesters you about it, let your attorney know so that they may take swift action.
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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