My chapter 7 is finally discharged but I notice that my car that I reaffirmed and my mortage are reporting under the bankruptsy on my credit report. What do I have to do so that this starts reporting my payments? What r the first steps to rebuilding or should I wait a while?
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While I cannot comment on what to do about your car and mortgage payments, I can point you to a newly created "sticky" on the topic of rebuilding:Good luck on your rebuild and keep us posted.Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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Please see our moderator's sticky on rebuilding. The link follows. Also, I won't talk about the reaffirmation itself, which is usually not a good idea, but you'd have to talk to the creditors about the reporting of those accounts.
Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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LOL, justbroke, it looks like I beat you by a whole minute.
Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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