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    #16
    Pepsibottle1 I would follow the AZEO method. All zero except one. If you are revolving on that CapOne card and it's your only card, you should let about 8% report each month. That helps to maximize FICO scores.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #17
      Originally posted by Pepsibottle1 View Post
      To update, since last posting my wife first was approved and now I am approved. All is well, we are going to make small purchases and pay these off in full to boost our credit score. Woohoo!
      Congratulations! Give it six months and you'll be getting even better offers in the mail.
      Chapter 13 (not 100%):
      • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
      • Filed: 26-Feb-2015
      • MoC: 01-Mar-2015
      • 1st Payment (posted): 23-Mar-2015
      • 60th Payment (posted): 07-Feb-2020
      • Discharged: 04-Mar-2020
      • Closed: 23-Jun-2020

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