Ok... Here is the latest update

[NASCAR20FAN]

Transunion +88
Experian +62
Equifax +110

Still getting some ups and downs, but now that I have 2 open credit lines the ups come more often then the downs

[FilingOnMyOwn]

Lookin good!

[tradewiz50]

Transunion +88
Experian +62
Equifax +110

Still getting some ups and downs, but now that I have 2 open credit lines the ups come more often then the downs

Care to comment on your actual scores?

[NASCAR20FAN]

Care to comment on your actual scores?

I'll do you one better! I keep a spreadsheet of my scores:

03/21/06 - 496 / 496 / 507
04/13/06 - 496 / 496 / 536
04/16/06 - 507 / 498 / 536
04/17/06 - 507 / 507 / 536
05/07/06 - 513 / 509 / 530
05/10/06 - 542 / 509 / 530
05/17/06 - 542 / 507 / 530
06/08/06 - 542 / 507 / 527
06/15/06 - 547 / 507 / 531
06/18/06 - 547 / 514 / 531
07/02/06 - 560 / 515 / 533
07/14/06 - 560 / 531 / 533
08/01/06 - 560 / 530 / 545
08/03/06 - 553 / 530 / 545
08/04/06 - 559 / 530 / 545
08/07/06 - 559 / 554 / 545
08/09/06 - 559 / 563 / 545
08/12/06 - 568 / 563 / 530
08/29/06 - 567 / 558 / 530
09/01/06 - 567 / 558 / 589
09/02/06 - 567 / 558 / 641
09/10/06 - 567 / 558 / 617
09/13/06 - 561 / 558 / 617
09/20/06 - 584 / 558 / 617

Left to Right: Transunion/ Experian/ Equifax

[JusticeForAll]

Thanks for posting that Nascar20Fan!

Very interesting to see it all layed out there and see the forward progression!

How is the house hunting going? Did you find a place yet?

[NASCAR20FAN]

Thanks for posting that Nascar20Fan!

Very interesting to see it all layed out there and see the forward progression!

How is the house hunting going? Did you find a place yet?

I found on I love, but I'm still trying to get the financing straighted out

[JusticeForAll]

Wonderful! That's very exciting! Congrats and good luck! I'm sure you'll get the financing all worked out.

Getting a mortgage isn't an easy task even w/o bankruptcy! They sure make you jump through hoops! But in the end, it's worth every minute!

Best wishes to you!

I found on I love, but I'm still trying to get the financing straighted out

[NASCAR20FAN]

Wonderful! That's very exciting! Congrats and good luck! I'm sure you'll get the financing all worked out.

Getting a mortgage isn't an easy task even w/o bankruptcy! They sure make you jump through hoops! But in the end, it's worth every minute!

Best wishes to you!

Thanks

[BassBoy]

You've done a great job at rebuilding NASCAR! I'm keeping my fingers crossed for ya.

[Tedderbear]

I'll do you one better! I keep a spreadsheet of my scores:

03/21/06 - 496 / 496 / 507
04/13/06 - 496 / 496 / 536
04/16/06 - 507 / 498 / 536
04/17/06 - 507 / 507 / 536
05/07/06 - 513 / 509 / 530
05/10/06 - 542 / 509 / 530
05/17/06 - 542 / 507 / 530
06/08/06 - 542 / 507 / 527
06/15/06 - 547 / 507 / 531
06/18/06 - 547 / 514 / 531
07/02/06 - 560 / 515 / 533
07/14/06 - 560 / 531 / 533
08/01/06 - 560 / 530 / 545
08/03/06 - 553 / 530 / 545
08/04/06 - 559 / 530 / 545
08/07/06 - 559 / 554 / 545
08/09/06 - 559 / 563 / 545
08/12/06 - 568 / 563 / 530
08/29/06 - 567 / 558 / 530
09/01/06 - 567 / 558 / 589
09/02/06 - 567 / 558 / 641
09/10/06 - 567 / 558 / 617
09/13/06 - 561 / 558 / 617
09/20/06 - 584 / 558 / 617

Left to Right: Transunion/ Experian/ Equifax

I LIKE THE IDEA OF A SPREADSHEET, I THINK I'M GOING TO TRY THAT! IF YOU DON'T MIND ME ASKING WHAT KIND OF CREDIT HAVE YOU ESTABLISHED SINCE YOUR DISCHARGE? I HAVE A ORCHARD ON THE WAY BUT DON'T KNOW WHAT ELSE I SHOULD DO. THANKS IN ADVANCE AND GOOD LUCK ON GETTING THAT FINANCING!

[NASCAR20FAN]

I LIKE THE IDEA OF A SPREADSHEET, I THINK I'M GOING TO TRY THAT! IF YOU DON'T MIND ME ASKING WHAT KIND OF CREDIT HAVE YOU ESTABLISHED SINCE YOUR DISCHARGE? I HAVE A ORCHARD ON THE WAY BUT DON'T KNOW WHAT ELSE I SHOULD DO. THANKS IN ADVANCE AND GOOD LUCK ON GETTING THAT FINANCING!

Currently, I have a Orchard Mastercard and Tribute Mastercard. Both have a $59 fee, but for now, they are working very well in rebuilding. I would also suggest making sure that all utility bills are paid on time. I know that here [Pittsburgh] Duquesne Light will report yoou as bad if you so much as thnink about missing a payment to them. I send thier money out as soon as I get the bill.

[Tedderbear]

Currently, I have a Orchard Mastercard and Tribute Mastercard. Both have a $59 fee, but for now, they are working very well in rebuilding. I would also suggest making sure that all utility bills are paid on time. I know that here [Pittsburgh] Duquesne Light will report yoou as bad if you so much as thnink about missing a payment to them. I send thier money out as soon as I get the bill.

Wow you are doing great for only 2 lines of credit. I'll have to check into Tribute. Does tribute have a lot of upfront fees?

[FilingOnMyOwn]

Wow you are doing great for only 2 lines of credit. I'll have to check into Tribute. Does tribute have a lot of upfront fees?

Tribute is pretty bad, similar to aspire & first premier.

[NASCAR20FAN]

Wow you are doing great for only 2 lines of credit. I'll have to check into Tribute. Does tribute have a lot of upfront fees?

Just the $59 annual, but I would suggest dumping them as quick as you can once your back together.

[NASCAR20FAN]

Tribute is pretty bad, similar to aspire & first premier.

Actually, they are not. First Premiere wants:
Account Set-up Fee: $29.00 (one-time fee)
Program Fee: $95.00 (one-time fee)
Annual Fee: $48.00
Participation Fee: $72.00 Annually

I only have the $59 annual fee on Tribute, but my goal is to get rid of both (Tribute & Orchard)once I'm back together.