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Mortgage constantly sold

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    Mortgage constantly sold

    Before my discharge my mortgage was sold two different times in 6 months (I had three different mortgage lenders during my 5 year plan). I just got a notice of my credit dropping 8pts for a closed account. One of the mortgage companies that handled my account for 2 months sold and closed my account which caused the drop. Is this something worth disputing given I had no control over the transaction?

    #2
    Everything is worth disputing, but the question becomes whether it was an accurate depiction of the transfer of the account. Maybe you can get them to remove the entire tradeline. I just don't have any real answers to the question, but I do agree with disputing the account. Maybe they won't validate the account and the CRA will remove the account.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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