Tried to open a savings account and was denied. Apparently Chex systems is reporting a negative file. I filed chapter 7 3/20/15 and was discharged 6/20- anyone else have issues opening accounts? I opened a dispute with chexsystems but I am completely fustrated.
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bkforum members have reported being able to get their ChexSystems negative files removed after BK. I found the following information on a google search: http://rebuildcreditscores.com/5-fac...t-chexsystems/
I couldn't find information on the ChexSystems website specifically about BK, but you are basically using their dispute process: https://www.chexsystems.com/wps/port...vZ0FBIS9nQSEh/
Their system is to report money you currently owe, not past history. After BK, any money you owed to banks who reported on ChexSytems should have been discharged. So, you need to correct the record to show you no longer owe the money.
You can request a copy of your ChexSystems report to see what is being reported: https://www.chexsystems.com/wps/port...vZ0FBIS9nQSEh/
LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent! -
I was able to get the file removed. I submitted the info online.Comment
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