Hi, I am hoping someone can help me. My husband and I just recently discharged on 8/26. It was along road but we made it. My husband has a FICO score of 699 after discharge showing on credit report. I paid a car payment 3 1/2 years outside of Chapter 13 never late on a payment.During BK my FICO was 640. After car was paid in full, my FICO score disappeared. I need to get a FICO score. My two questions are how did this happen? and to rebuild is a secured credit card or secured loan my best bet. I also want to thank all of you out there. This forum help me get through the last 5 years. Thanks again.
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