I got my discharge in mid June and I saw my credit score go down to roughly 575 and it came back up to 600, so today I figured after doing research it was good time to apply for a Capital One Secured Credit line of $300. I got declined. Not sure why it happened (maybe because I had an unsecured credit card with Capital One and it was discharged in Bk) and I also tried applying for another secured Capital one card and got declined. Two declines today and now I'm scared to even apply to other ones since it will show up as an inquiry on my credit report.
What should I do? I just want a card to rebuild my credit and don't even want to use them.
What should I do? I just want a card to rebuild my credit and don't even want to use them.
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