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My credit score jumped 66 points...

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    #1

    My credit score jumped 66 points...

    Strangely, as I await my discharge papers (next month) from BK7, I got an alert from both Credit Karma and USAA's CreditCheck Monitoring services that Capital One has now shown $0 balance and reported as closed/IIB. CreditKarma says my TransUnion score jumped 66 points to 582 just for that!

    I am still waiting for one final credit to report as zero balance and IIB which is RISE credit it shows $4,800 on it and I'm wondering once it shows ZERO, would my credit score jump up again???
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    #2
    Credit scores are impossible to figure with certainty due to their proprietary algorithm. It may or may not rise. Honestly, it is irrelevant. Your credit score after discharge is what matters.
    Chapter 7, above median, no asset. Discharged with no UST involvement.
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      #3
      Originally posted by TXskyblue View Post
      Credit scores are impossible to figure with certainty due to their proprietary algorithm. It may or may not rise. Honestly, it is irrelevant. Your credit score after discharge is what matters.
      Thanks...I shall see how it is after it is discharged :-)

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